Understanding the Vitality of Health Insurance
Health insurance stands as a cornerstone of modern-day financial planning, providing a safety net for individuals and families against the often exorbitant costs of healthcare. In its essence, health insurance coverage serves to safeguard individuals’ physical and financial well-being, ensuring access to necessary medical services and treatments without the burden of crippling expenses.
Types of Health Insurance Coverage
1. Individual Health Insurance:
Individual health insurance plans are purchased by individuals or families directly from insurance providers. These plans offer coverage for medical expenses such as doctor visits, hospital stays, prescription medications, and preventive care services.
2. Group Health Insurance:
Group health insurance plans are offered by employers to their employees as part of their employee benefits package. These plans provide coverage for a group of individuals under a single policy, often at a lower cost than individual plans due to group purchasing …
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